We provide a Choice
ChoicePays+ is our patent-pending finance solution to increase your approval ratios substantially with a proven risk-mitigated lending program. Just because your customer or patient has typically been turned down for traditional lending does not mean they have blemished credit. There are multiple reasons for credit declination to take place. At Choice, we say yes to up to 100% of your customers or patients. Our platform uses an algorithm to match customers or patients to the correct lending solution based on their unique credit profile and circumstances.
Because we never want to see a person turned away from a service, product, or treatment due to their inability to pay at point-of-sale, we created ChoicePays+. This zero-cost loan product allows merchants and providers to offer payment loans, and share in interest revenue collected over the payment stream. The merchant or provider names are never on the loan documents. Choice manages the regulatory complexity so our merchants and providers can focus on what they do best. Choice also manages and services your entire portfolio based upon your appetite for credit risk.
Choice’s seasoned team will work to customize your ChoicePays+ program based upon your business or practice needs. ChoicePays+ is offered in all 50 U.S. states. Choice's veteran legal and compliance team will help navigate the complexities of your lending program so you can focus on your business or practice.
ChoicePays+ allows you to better serve your customers or patients with confidence, and generate what would otherwise be lost revenue.
ChoicePays+ installment loans are made by Medallion Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah, member FDIC. As Choice services these loans, please contact Choice directly regarding any questions about your customer or patient's ChoicePays+ loan.
Make CHOICE Your choice
See how Choice can help grow your business with our simple, fast, effective lending platform