Rev.09/15/2019

CHOICE PAYMENT SERVICES, INC. PRIVACY NOTICE

FACTS
WHAT DOES CHOICE PAYMENT SERVICES DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR CHOICE PAYMENT SERVICES ACCOUNT?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history
  • Account balances and payment history
  • Credit history and credit scores

  • When you are no longer our customer, we continue to share your information as described in this notice.

    How?
    All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Choice Payment Services chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information Does Choice Payment Services share? Can you limit this sharing?
    For our everyday business purposes—
    such as to process your transactions, maintain your
    account(s), respond to court orders and legal
    investigations, or report to credit bureaus
    Yes No
    For our marketing purposes—
    to offer our products and services to you
    Yes No
    For joint marketing with other financial companies No No
    For our affiliates’ everyday business purposes—
    information about your transactions and experiences
    No We don’t share
    For our affiliates’ everyday business purposes—
    information about your creditworthiness
    No We don’t share
    For our affiliates to market to you
    information about your creditworthiness
    No We don’t share
    For nonaffiliates to market to you No We don’t share
    Who we are
    Who is providing this notice? Choice Payment Services
    What we do
    How does Choice Payment Services protect my personal information?
    personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Choice Payment Services collect my personal information? We collect your personal information, for example, when you

    • Open an account or pay us by check
    • Provide account information or give us your contact information
    • Show your driver’s license

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can’t I limit all sharing? Federal law gives you the right to limit only

    • sharing for affiliates’ everyday business purposes—information about your creditworthiness
    • Affiliates from using your information to market to you
    • Sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing.

    What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account – unless you tell us otherwise.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

    • Choice Payment Services does not share with our
      affiliates
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • Nonaffiliates we share with can include other
      financial services companies, lenders, insurance
      companies, retailers, membership clubs or other
      consumer service providers.
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Our joint marketing partners include financial
      services companies, lenders, insurance companies,
      or other consumer service providers.